I’ve really enjoyed the time sharing with you my thoughts, feelings and insights these many months about my journey to financial independence. I always appreciate the effort you’ve taken to get to know me and the wonderful feedback along the way. From financial enlightenment to discovering the power of living a positive compounding life, I’ve gone through a rapid maturity and growth process in getting my family’s financial house in order. But all is not well in the house of PFC.
Don’t Be Fooled By The Hype
I always want to be honest with you about my situation. Sometimes there can be a misperception that by having a public platform like a blog talking about personal finance means that I have my stuff together, all orderly and neat. Some of you must think “Oh Mr. PFC must be an expert and his financial life is perfect”. With a well detailed plan and knowledge, he must never worry about money. Nothing could be further from the truth.
We Are All Messed Up In Our Own Special Way
Here’s the problem: people think money is all about numbers, spreadsheets and bank account balances. To use an old cliche, “Personal finance is personal”. This statement is true, but it does not go far enough in my humble opinion. It really doesn’t address the deeper issues we face, and that we are flawed human beings. We are all messed up in our own special way, especially yours truly.
The Good, Bad & Ugly Mr. PFC
Over the past 15 years I’ve been on a personal, spiritual and most recently financial journey. This journey has been filled with suffering, pain, joy, love, romance, heart break, enlightenment and growth. I’ve taken the time to know more about myself, including the good, the bad and the ugly. I better understand now my limitations, my personality and also the pitfalls that come naturally to who I am. It has been far from perfect and downright messy.
I’ve been fortunate to have the opportunity through work and through church to learn about my own personality and how it directs my behaviour. Personality frameworks are great ways to discover more about yourself and also others. Below is a great TED Talk about how personality and self-awareness can lead to good things:
I’ve been using two distinct and useful personality frameworks to get to the core of who I am and the issues I need to address:
My Personality Traits
I’ve found out some interesting and not so great things about myself when engaging with personality frameworks.
DiSC Profile “S” – Steadiness
The “S” characteristic profile is one based on steadiness, stability and predictability. I am an “S” because I love routines, am a very loving person, and more social by nature. Like most personalities there are both strengths and weaknesses associated with me being an “S” personality.
Enneagram Type #9: the Peacemaker
In the Enneagram framework the “9” is known as the peacemaker. The 9 Type is known to be trusting, stable and accepting of others. We also have a keen sense of empathy and ability to see other people’s point of view. We are strongly motivated to achieve inner peace of mind through stability. Though we can be creative and optimistic, we also fall pray for being passive, complacent and not quick to act.
Below are some of the strengths and weaknesses of the “Peacemaker – 9”
Dealing with the Ugly Side of My Personality
As I’ve said before we are all messed up in our own special way. What this means is that there are parts of ourselves and our habits that work in our favour, and against us when it comes to reaching our financial goals and building wealth. Below are some of the things I need to look out for when it comes to my own limitations and bad habits that relate to my personality:
Falling Asleep at the Wheel
Now that I am more aware of my own personality, I have come to understand that when I am at my unhealthiest I tend to wander off on creative tangents with any real direction (AKA productive procrastination), slow things down to a snail’s pace when it comes to financial decision making and do not deal with issues head on. Also because I
like love stability, I really don’t like change or being rushed to make a decision. Life as we all know constantly changes, especially when it comes to how much money is going in and going out of our lives. The ugly part of my personality is that I run the risk of being so passive that I end up falling asleep at the wheel of my life. All because of my inability to deal with conflict, face my fears and deal with my anger issues.
Moving Towards Transcendence
What I am trying to say is that none of us are perfect. Especially when it comes to our relationship with our personal finances. But there is hope! We are not chained to our personalities and have the ability to free ourselves from them to be our true selves.
It takes a lot of hard work, but it is worth it. I’ve gone through the struggle of getting to know myself better, seeing a counselor when I know I am in a bad place and, connecting with my community (both online and in the real world) to help me move forward and transcend my own personality and discover new things about myself.
I hope that you too can start your road to self-discovery and use what you learn to better understand your relationship with money, family, community and life.
All the the best my friend,
Mr. Prairie FIRE