Ever since I started my blog, I’ve truly enjoyed sharing with you my experience joining the FIRE community and my journey so far. I tried to impress you with my technical prowess by trying to help you discover your financial independence number, and realized that was not a good start to introducing people to the idea of financial independence. So then I came out all fired up and passionate with my love note to the FIRE Community and tried to illustrate the many paths to financial independence. Not a bad attempt and I got a lot of love from the FIRE community for it. But wait, who is my audience again? Ah yes: FIRE newbies. Whoops – missed the mark again.1Hey, looks like you’ve discovered my quirky footnotes! You will see these footnotes here and there.This is a space where I like to put my extra side notes, thoughts and useful resources. Feel free to check them out. <——–Click Here!
I Owe You an Apology
The thing is, I’ve done you a disservice. I let my ego and excitement get in the way of actually trying to help people. So let me say something that I’ve owed you since day one of this blog: I AM SORRY. Hopefully you can forgive me and still trust me that I have your best interest at heart. If you can forgive me, then let’s move forward together. If you cannot, then please don’t give up on the idea of reaching financial independence. Go find someone who truly speaks to your situation and can earn your trust. Check out my post on why we all need for community and my resource page and you can find some great bloggers, books, and Facebook groups that may speak to you2Yes I know one more shameless plug before I lose a potential reader forever. At no point did I say I was a saint. But at least I am trying!.
Are you still with me?….yes? Good, then let’s begin.
Don’t Miss a Thing
Here is the thing. When I started this blog, it was and still is a work of passion. But the mistake I made was that I let my emotions and feelings in the moment drive my content. Instead, I should be thinking about sharing what I’ve learned and share it with you to help you along your own path to financial independence.
This whole post was inspired by a long-time friend of mine. When I first launched Prairie FIRE Canada, my family, friends and community patted me on the back and praised me for starting something that I cared about. It felt great. But one voice challenged me directly on what I was presenting to people. He critiqued one of my favourite and personal posts – my Financial Independence Policy Statement. The centre piece to my blog. My one unique contribution to the FIRE community that I could call my own – it was my piece de resistance. I will never forget the email that he sent to me. In not so many words, his message was “this is not a game, Mr PFC. People will take you seriously and if it does not work out, they will hold you accountable.” Whoa! Those are some harsh and cutting words. How dare he?! Who does such a thing, when I’ve worked so hard to launch my site, write and edit my posts, and put myself out there to the world. What type of friend does this? I’ll tell you who. A good one – one of the best. Someone who believes in me and our relationship enough to come at me full on, no holds barred, and is not afraid of being perceived as a total douchebag3Let’s keep it #100. I was very hurt by his words and his approach, but pain and suffering is part of relationship. His words did their work in me and got me to this point. For that I am grateful.. He actually read my post and let me have it. I was gutted and , hurt. But in the end he was right. He one thing he said that really hit home was “don’t skip steps… Don’t miss a thing when it comes to finances“.
Back to the Drawing Board
After a lot of thought and reflection, I had to take some time away from my blog both for personal reasons, which you will soon find out, and to get a better handle of how to approach this whole blogging thing. Let me be completely honest, I’m really not that great at blogging, but I am willing to forego my anxiety and put aside my ego in the hopes I can do my part to help people move forward with their financial lives. So it’s back to the drawing board for this blogger.
The Problem With Personal Finance
Not to sound cliché, but the problems with personal finance really is the fact that it is personal. As humans we really suck at discipline, understanding risk, creating good habits, and doing the right thing. We are all messed up in our own personal and special way. But there is hope. We need to get the basics right, and that’s where I want to start. With the basics.
A New Direction
So what I want to do is take my blog in a new direction. The focus will be what I’ve learned and applied that has transformed my personal finance life for the better. Oh and don’t worry, it won’t be all sunshine and rainbows. You’ll get to see all the wonderful and magnificent financial mistakes I’ve made as well.
Here’s a little teaser of what I will be focusing on:
- Starting with My Why: I’ve touched on this a little bit already on my blog, but I will get a bit more personal and provide you some insights on my motivation and struggle with money.
- Values First – Financial Goals Second Approach: Not much is discussed in the personal finance world of aligning your values with your money. To many it is very much a numbers game. I will share with you how my values play a big role in how I set my financial goals and how it is changing my relationship with money.
- Money – What is it and What it Isn’t: One big transformation for me was that I discovered what money is. Many think they know what it is. I hope to bring forward my new understanding about money that have changed my perceptions of it and how I now relate to money.
- The Basics: Here is where the rubber meets the road. I want to share my experience and understanding of the basics of personal finance. It’s not exciting, it’s not awe inspiring, but it is crucial to get you on track. I will be sharing my experience and any insights when it comes to my budget, how I save, and what I do with my savings (from creating an emergency fund to making sure I have a balanced allocation of asset classes).
My Promise to you
I’ve hit a few roadblocks and have not been consistent. So here is my promise to you. I promise to keep at it and publish at least one post every two weeks. If you sign up (or already have signed up) to my newsletter, I will shoot you an update once a month on what I’ve been writing about.
The whole reason I am doing all of this is to help you on your journey. I don’t have all the answers and I am most definitely not an expert. I’m just a guy who discovered FIRE and can’t help but write about. I can’t promise that I will be perfect. But I can promise to share with you everything I know and learn. I can promise to keep my social media active with useful articles, commentary, and resources that have helped me on my journey. It is the least I can do!
So there you have it in black and white. Me being accountable to you: my readership. Please keep in touch, check out my website, and if you have the urge, you have permission to hold me accountable4P.S. Can I just keep things #100. Making promises and being accountable is scary as F!.
Thanks for sharing with me your most precious resource: your time.
All the best, and see you soon.
Mr. Prairie FIRE